April, 2019 RSS Icon
Found 6 entries for April, 2019.

mortgage broker vs bank

Things to consider when renewing your mortgage. 

When your mortgage term comes to an end, the next step is to look at your mortgage renewal options. Here are five things you should consider when renewing your mortgage to make sure you pay the least amount of money over your next term.

1. Shop Around & Look at all your Options

Do not simply sign renewal papers with your current lender!

When your renewal papers come in the mail, please understand that your current lender hasn't offered you the best terms available. Don't just sign and mail them back, to get the best deal… you need to look at all your options first!

2. Interest Rate

Most Canadians are conditioned to think that the lowest interest rate means the best mortgage product.

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Twelve, $1,000 Reasons to Visit a CIR REALTY Open House this Spring!! CIR Realty Open House Contest from April 2019 - July 2019CIR Open House Contest.
We are giving away 12 pairs of tickets to a behind the scenes, all access experience to the greatest show on the earth - the Calgary Stampede Chuckwagon Races - but in order to enter, you MUST visit a CIR open house!
The Details Members of the public, and your clients, can enter to win their VIP experience by visiting any CIR REALTY Open Houses from April 5th through to July 1st.  The Exclusive VIP Experience For Two Includes: - Two prime infield seats for the race. - Fully catered dinner and open bar in our private hosting area behind the barns before the races.  - A meet…
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mark on tenth

Check Out our Video (https://youtu.be/QOuCKswmHzA)

Developed by award-winning builder Qualex-Landmark, this is an East Facing 1 bedroom, 1 bathroom + den/sunroom in a sleek 34-story tower crowned with extensive rooftop amenities with gorgeous unobstructed Downtown views (east). Situated in one of Calgary's most sought after neighborhoods at the SW corner of 8th Street and 10th Ave SW, delivering unmatched urban living and steps to absolutely everything - Ctrain, Groceries, Cafes, Nightlife + Shopping. Featuring: titled heated parking spot, 9ft ceilings, upscale German-made Nobilia kitchen cabinetry and stainless steel Liebherr and AEG appliance package, quartz countertop, guest suite available, landscaped garden on the 3rd floor, fitness facility,

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Calgary & Area as well as Red Deer & Area CIR REALTY Real Estate Reviews for the month of April, 2019. 


Market Summary:

We are thankful to see that March was able to shake off the bitter cold Winter blues that February brought to the markets! Spring has sprung and the market is responding with a steady month over month increase in sales across Central and Southern Alberta. 


As we look at trends developing, we are looking at three major factors. First, the new listing inventory coming onto the market, which has slowed year over year more so than the slow down in sales. This is helping slow the rising inventory levels that we have experienced through the first quarter of 2019, which in turn will help with stabilizing prices further. The

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Calgary Real Estate Statistics from CREB Communications:

City of Calgary, April 1, 2019 –

March saw a modest decline in city wide sales activity compared to last year. However, sales have been rising for more affordable product in the detached and attached sectors.

Shifts in the lower end of the market have not outweighed easing across the higher priced product. First-quarter sales dropped to 3,108 units. This is nine per cent below last year and 28 per cent below typical levels of activity.

Price declines and relatively slow sales activity are impacting the number of new listings. For the second consecutive month, new listings eased compared to last year’s levels and long-term trends, but it was not enough to prevent inventory growth.


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Here is a quick cheat sheet to maximize your return with your renovation investment. Our Renovation Guide. Sometimes we wonder what the cost of re-doing the kitchen or painting the house is worth it. Below, we've outlined some quick estimates for renovation jobs that may help to if it's worth to spend the extra money to fix your home.




Best return on investment when considering functionality

(Cabinets, flooring, countertop, appliances, lighting)


Average quality




High quality





Least expensive renovation with the biggest bang for your buck

Best return – Home interior


80 –110%



Best return

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