Pros and Cons to purchasing a condo in Calgary

A condominium purchase is something that you should consider when purchasing a home. Here are a few great reasons why it's a good idea!

Pros of Owning a Condo:

Downsizing for Seniors and Older Adults

What better tenant that older adults are retired or semi-retired! When the hectic years of raising a family flow into the tranquillity of retired or semi-retired empty-nesting-for-two, they typically are looking to get rid of their big homes and settle into a simpler life. They may be travelling more and will take good care of your investment.

Minimal maintenance – No shovel required

In condo land, there’s no grass to cut and no exterior maintenance. As a condo owner, you can watch the work happen while you continue with what you do for a living. Also, the work you actually do yourself (cleaning and minor repairs) isn’t going to take as long as it might in a mansion.

Awesome amenities for your tenants – Gyms, pools, patios, parties

The condo lifestyle can be as active as your tenants want it to be, with plenty of options via amenities. Work out in gyms. Attend yoga sessions. Swim. Relax on the patios. When the timing is right again, organize parties! Great amenities have become important selling features of urban complexes everywhere.

Price - Easier point of entry

Whether this is your first investment property or your 10th, the price of a Condo may be an easier point of entry. They tend to be more affordable than a single-family, duplex, or townhouse. Insurance, property taxes may be less, but be mindful to make sure that you are investing in a condo with a good reserve fund and are managing their condo fees well!

Location, location, location!

Most condos are centrally located or close to amenities, transit, or main roads for easy access. Picking a condo investment that has a great location will help to stand you apart and can attract the perfect tenant.

 

Cons of Owning a Condo:

Condo Fees

Condo Fees can be costly, think of adding an additional monthly cost that might cover things that you may not care about to add value to your living space. It's great if your condo includes something like electricity, gas, internet, however, the cost can be high and can continue to rise every year.

Special Assessments

Special Assessments are unexpected costs to the condominium that cannot be covered by the reserve fund in the Condo fees. Special Assessment fees are often due to the age of the building and something that needs to be fixed by all the owners of the building.

Condo Insurance

There are two (or three) types of insurance that need to be purchased. The condominium must be insured overall. This fee is covered within the Condo Fees. The second type of insurance is general insurance for your unit. The third type of 

 

Posted by AMANDA KU on

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